Karl Zalazowski

Karl Zalazowski

President
karl_zalazowski@calcoastal.org
(831) 676-2013

As President and CEO of Cal Coastal, Karl Zalazowski is responsible for its overall management and success: from vision, to planning, to implementation. Karl brings a unique talent to Cal Coastal to accomplish these tasks. Karl originally joined Cal Coastal as Chief Financial Officer and Treasurer in 1997 and was elevated to President in early 2010. Thirteen years as CFO provided Karl with an extensive knowledge of the inner workings of Cal Coastal. Prior to joining Cal Coastal, Karl spent 17 years in the Southern California banking industry. Karl received his BS in Business Administration/Accounting from California State University, Los Angeles, and maintains an active CPA license in California.

   
Loree Van Bebber

Loree Van Bebber

Loree Van Bebber

Marketing Manager 
loree_vanbebber@calcoastal.org
(831) 676-2005

Loree has more than 26 years of SBA specific knowledge. She gained her SBA experience with both large and small financial institutions. Loree is based out of the Salinas office and works closely with commercial lending officers at various financial institutions throughout the Cal Coastal footprint. Loree earned a Bachelor’s Degree in Business Administration, Marketing/Advertising from San Francisco State University.

   
Jose Guerra

Jose Guerra

Jose Guerra

Ag Loan Officer
jose_guerra@calcoastal.org
(831) 676-2020

Jose received a Bachelor of Science degree in 1993 in Agricultural Business from California Polytechnic State University. In 1994 he began his career at Cal Coastal as a Loan Analyst and has advanced to Senior Agricultural Loan Officer. The credits he reviews include a wide spectrum of farm crops such as vegetable, strawberries, wine grapes, cattle, grains as well as a very diverse organic crop mix. Cal Coastal’s farm clients are mostly bilingual in Spanish and truly appreciate Jose’s ability to speak with them in their native language.

   

Fred Madison

Fred Madison

Controller
fred_madison@calcoastal.org
(831) 676-2009

Fred has been an integral part of the Cal Coastal organization since he began his career with us in 1998.  Fred started as the Assistant to the Controller and was appointed to the Controller position in 2012. Along with preparing financial statements for the Board of Directors, he is highly involved in all the other aspects of the business that pertain to the financial condition of Cal Coastal including budgeting and planning. One of his many responsibilities is financial reporting of Federal, State and County programs that Cal Coastal has been charged with administering. Fred is a graduate of Cal State Fresno where he received his degree in Business Administration with an Emphasis in Accounting.

 

 

Erich Kortz

Erich K. Kortz

Erich K. Kortz

Senior Loan Officer
erich_kortz@calcoastal.org
(805) 348-4166

Erich started his Banking career over 11 years ago in the Tri-Counties area. He has experience with Commercial & Industrial, Commercial Real Estate, Small Business Administration (SBA), and Agricultural Loans (FSA). He has worked at multiple Community Banks in their commercial lending departments, helping small to large businesses’ with their financial needs.  He currently sits on the Board for the Risk Management Associations’ Tri-Counties Chapter. His territory includes San Luis Obispo, Santa Barbara, and Ventura Counties.

   
Carole Cook

Carole Cook

Carole Cook

Loan Officer
carole_cook@calcoastal.org
(831) 676-2003

Carole assists entrepreneurs with their business and financing needs in her role as SBA Manager/Loan Officer since joining Cal Coastal in 1998. She specializes in the SBA 504 lending as well as in the SBA Micro loans. She works closely with the small business owners to analyze their financing needs. She dedicates time and energy by informing and educating business owners in accessing a loan that will benefit their business. Her territory includes South Santa Clara, San Benito, Santa Cruz and Monterey Counties.

     
David Dickinson

David Dickinson

David Dickinson

Loan Officer

david_dickinson@calcoastal.org
(805) 456-1040

David has spent over 30 years on the Central Coast as a front line business lender for a series of community, regional and national banks. Additionally, he has served for much of that time as a volunteer with California Coastal on our Santa Barbara loan Committee. He is a huge advocate of our mission to assist businesses with access to capital for expansion. As a bank lender he worked with us to provide financing to dozens of businesses. David, who lives in Santa Barbara, works closely with Erich Kortz to cover the Tri-Counties.

   
Armando Vidauri

Armando Vidauri

Armando Vidauri

Credit Analyst
armando_vidauri@calcoastal.org
(831) 676-2011

 

Jocelyn Cardona

Jocelyn Cardona

Accounting Assistant
jocelyn_cardona@calcoastal.org
(831) 676-2006

 

Patty Merritt

Patty Merritt

Documentation Specialist
patty_merritt@calcoastal.org
(831) 676-2019

Martha Moreno

Martha Moreno

Administrative Assistant
martha_moreno@calcoastal.org
(805) 348-4164

Sharon Pullar

Sharon Pullar

Administrative Assistant / Office Manager
sharon_pullar@calcoastal.org
(831) 676-2031

Lisa Tegtmeier

Lisa Tegtmeier

Lisa Tegtmeier

Loan Servicing Manager
lisa_tegtmeier@calcoastal.org
(831) 676-2004

 

 

 

 

 

 

 

California Coastal Rural Development Corporation

221 Main St
Suite 301
Salinas, CA 93901
Phone: (831) 424-1099
Fax: (831) 424-1094
2625 S. Miller St
Suite 106
Santa Maria, CA 93455
Phone: (805) 349-0798
Fax: (805) 623-8396
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